How to use
Tax Form 1095-A

March 2022

If anyone in your household had a Marketplace plan in 2021, you should get Form 1095-A, Health Insurance Marketplace® Statement, by mail no later than mid-February. It may be available in your HealthCare.gov account as soon as mid-January.

IMPORTANT: You must have your 1095-A before you file.

Don’t file your taxes until you have an accurate 1095-A.

  • Your 1095-A includes information about Marketplace plans anyone in your household had in 2021.
  • It comes from the Marketplace, not the IRS.
  • Keep your 1095-As with your important tax information, like W-2 forms and other records.

How to find your 1095-A online

Note: Your 1095-A may be available in your HealthCare.gov account as early as mid-January, or as late as February 1.

  1. Log in to your HealthCare.gov account.
  2. Under “Your Existing Applications,” select your 2021 application — not your 2022 application.
  3. Select “Tax Forms” from the menu on the left.
  4. Download all 1095-As shown on the screen.

Get screen-by-screen directions, with pictures (PDF, 306 KB).

Note: If you can’t find your 1095-A in your Marketplace account, contact the Marketplace Call Center.

What’s on Form 1095-A and why you need it

How to check Form 1095-A for accuracy & what to do if it’s wrong

How to know if your SLCSP information is correct

Look at Part III, column B of your 1095-A, titled “Monthly second lowest cost silver plan (SLCSP) premium.” It should show figures for each month any household member had the Marketplace plan.

The SLCSP premium is incorrect if:

  • Part III, Column B has a “0” or is blank for any month someone in your household had the Marketplace plan
  • You had changes in your household that you didn’t tell the Marketplace about — like having a baby, moving, getting married or divorced, or losing a dependent

If either applies to you, you’ll use our tax tool to get the premium for your second lowest cost Silver plan.

Use the information from your 1095-A to “reconcile”

Once you have an accurate 1095-A and second lowest cost Silver plan premium, you’re ready to fill out Form 8962, Premium Tax Credit.

See a step-by-step guide to reconciling your premium tax credit.

 

More Answers: Form 1095-A